🧾 ICE Mortgage Monitor – 2025 Report: Foreclosure and Delinquency Insights

Joe Iuliucci
Jun 04, 2025By Joe Iuliucci

🧾 ICE Mortgage Monitor – April 2025 Report: Foreclosure and Delinquency Insights
Brought to you by KW Default Solutions – America’s leading real estate community for pre-foreclosure, REO, and investor-focused professionals.

 
📉 Foreclosure Starts & Sales Are Climbing
According to the April 2025 ICE Mortgage Monitor, foreclosure activity continues to rise after years of muted action:

29,000 new foreclosure starts – up 13% year-over-year
6,500 foreclosure sales – the highest monthly total in 15 months
0.38% of all mortgages are now in the foreclosure pipeline
This signals that lenders are returning to normal processes—and many homeowners are running out of time or options.

 
⚠️ Serious Delinquencies: A Growing Warning Sign
Loans 90+ days delinquent (but not yet in foreclosure) rose 14% YOY
These homeowners are not yet in default but on the edge
KW Default Solutions agents are uniquely trained to intervene here—offering homeowners real help before the bank takes over.

 
🇺🇸 End of VASP Could Trigger Veteran Foreclosures
With the Veterans Assistance Servicing Purchase (VASP) program ending May 1st:

Over 60,000 veteran borrowers are now exposed to foreclosure
States most at risk: TX, FL, GA, CA
Our community at KW Default Solutions is ready to step in with real solutions—whether that’s a VA loan workaround, a short sale, or an investor-backed offer that preserves dignity.

 
🏛️ Top Markets for Foreclosure Activity
According to ICE and ATTOM:

South Carolina & Illinois lead the nation in foreclosure rates
Florida, Nevada, and California are heating up
Texas metros (Killeen, Houston, San Antonio) show both volume and urgency
 
🏠 KW Default Solutions: Built for This Market
Whether you’re:

âś… A real estate agent looking to specialize in default services
âś… An investor targeting distressed inventory
âś… A homeowner needing help with your mortgage situation

KW Default Solutions provides the training, systems, leads, and scripts to take action. We are the national standard for:

Pre-foreclosure outreach
REO listings & asset management
Trustee sale acquisition strategies
Homeowner education & equity rescue solutions
 
🎯 Need Support, Strategy, or Referrals?
Join the fastest-growing community of professionals who are actually doing the work in this space.

👉 www.KWDefaultSolutions.com
📬 Message us to connect with a local default expert.

 

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