Foreclosure Activity Picks Up in First Half of 2025 – Here's What You Need to Know

📝  Foreclosure Activity Picks Up in First Half of 2025 – Here's What You Need to Know
Foreclosure activity is on the rise again in 2025.

According to the latest Mid-Year 2025 U.S. Foreclosure Market Report from ATTOM, foreclosure filings—including default notices, scheduled auctions, and bank repossessions—hit 187,659 properties in just the first six months of this year. That’s a 5.8% increase from this time last year and a sign that financial strain is creeping back into the market.

Key Highlights:
Foreclosure starts are up 7% year-over-year, with Texas, Florida, and California leading the nation.
Bank repossessions (REOs) totaled 21,007, a 12% jump from 2024.
The average time to foreclose dropped again, now down to 645 days—the third straight quarter of decline.
Some of the highest foreclosure rates in the country were found in:

Illinois, Delaware, and Nevada (each over 0.21% of housing units in foreclosure)
Lakeland, FL, Columbia, SC, and Las Vegas, NV were among the metro areas with the most filings per housing unit.
States like Alaska, Rhode Island, Wyoming, Utah, and Colorado saw the largest percentage increases in activity compared to last year.

What does this mean for you?

Whether you're a homeowner, investor, or real estate professional, this trend shows there are growing opportunities—and risks—in today’s market. If you’re not tracking foreclosure activity and default signals, you may miss out on valuable opportunities or get caught off guard.

For buyers and investors, now is the time to:

Stay informed about foreclosure trends
Monitor high-activity markets like Nevada, Florida, and Illinois
Understand the legal and transactional process of buying distressed assets
For homeowners in hardship, know that options do exist before foreclosure becomes unavoidable. Our team can help navigate solutions like short sales, forbearance, and off-market sales to institutional buyers.

📊 Source: ATTOM Mid-Year 2025 U.S. Foreclosure Market Report

🔍 Want to dig deeper into what's happening in your market?
Visit KWDefaultSolutions.com or call us at 888-980-9820 for expert guidance on foreclosure trends, loss mitigation options, and institutional property solutions.