Keller Williams Realty - The iuliucci Team

Your Post-Forbearance Options

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✅ Resume Payments as Normal

If your financial situation has stabilized, you may be able to simply resume your regular mortgage payments. Some lenders may offer flexible repayment options, including spreading out missed payments or requiring a lump sum.

✅ Loan Modification

✅ Loan Modification

  1. If your original payment is still unaffordable, a loan modification might help by:
  2. Lowering your interest rate
    3. Extending your loan term
    4. Adding missed payments to the end of the loan
    5. Reducing your monthly mortgage payment
✅ Repayment Plan

✅ Repayment Plan

Catch up on missed payments over time by paying your normal mortgage payment plus an extra amount each month until you’re current.

✅ Forbearance Extension

✅ Forbearance Extension

Still struggling financially? You may qualify for an extended forbearance period, giving you more time to recover and plan your next steps.

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✅ Refinancing Your Mortgage

If you have equity in your home, refinancing could lower your payments or consolidate debts. Keep in mind that rising interest rates may impact your eligibility.

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✅ Selling Your Home

In some cases, selling your home before foreclosure can:

1- Protect your credit
2- Preserve your equity
3- Give you control over the process

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✅ Short Sale (If Your Home Is Worth Less Than Your Loan)

If your mortgage balance exceeds your home’s value, a short sale may be an option. KW Default Solutions specializes in negotiating short sales to help you walk away with minimal financial impact.

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✅ Deed in Lieu of Foreclosure

If selling isn’t possible, transferring ownership of your home to the lender may be a viable option. This can reduce the impact on your credit and help you move on.

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✅ Government & Assistance Programs

Explore state and federal relief options, such as:

1 -FHA, VA, and USDA Loan Assistance
2 - Hardest Hit Fund Programs 
3 - Homeowner Assistance Fund (HAF)

 

Get Help Now – Call 888-870-0443
At KW Default Solutions, we’re dedicated to helping homeowners find the best financial solution. Every situation is unique, and our experienced real estate and default specialists are ready to guide you through your options—without pressure or obligation.

✅ Free Consultation
✅ Nationwide Assistance
✅ Experienced Real Estate & Default Specialists
📲 Call Us Now: 888-870-0443

🌎 Visit Us Online

Take control of your financial future with KW Default Solutions. We’re here to help you make informed decisions and find the right path forward.

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Additional Services

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Personalized Home Search Assistance

Our team provides tailored home search services, ensuring you find the perfect property that meets your unique needs.
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Comprehensive Market Analysis

Receive a detailed market analysis to make informed decisions whether you're buying or selling real estate.
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Seamless Transaction Coordination

We manage all aspects of your real estate transaction, ensuring a smooth and stress-free experience.